In Illinois, a lawyer is not required to obtain legal malpractice insurance. If you want to know if your lawyer has legal malpractice coverage, you should go to www.iardc.org and review the lawyer’s listing under “Lawyer Search.” Obviously, if the lawyer has insurance coverage, you have a better chance of obtaining a financial recovery if there is an error or omission by the lawyer. Lawyers who have insurance have also passed muster with the insurance company, which does some research on each lawyer it covers.
For lawyers, having insurance means that the lawyer can obtain defense counsel in the event of a lawsuit or ARDC grievance.
Before you hire a lawyer, you should check with the ARDC website and determine if your lawyer has insurance.